Roth Ira Limits 2024 Married Filing Jointly. The ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older. Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced contribution income limits:

The same combined contribution limit applies to all of your roth and traditional iras. In 2024, married couples filing jointly can contribute to a roth ira if their magi is less than $230,000.